People with pad needs 2 completely different set-ups IMHO. One that accomodates the move / jerk the thumb stick at hearts desire to get around a corner, and one that thinks steering. The latter likely wants a minimum of smoothing influence...
Some devs don't want too many settings and have to rely on their own experiences and testers and QA.
If the settings are good it should be possible to remote control a real car or other vehicle with that setting. Maybe not the fastest or best way as the feedback isn't the same at all... but it should work (bike is a different story of course) . Not that I have done research on that field... (yet
The same of course applies to steering wheels and other devices as well.