Does the AI hate me?
I'm a bad, sloppy, slow driver, but for god's sake... the AI loves to crash me off the track for some reason. The favourite manouvre is putting a GT car into my NGT's rear, but a variety of nudges and scrapes occur also. It's bad enough if I crash myself (around 6 times in an 1 hour race) without the AI trying to kill me (around 3-4 assaults for a 1 hour race). Especially annoying since I've set the damage factor to 200%, as I don't like the idea of driving on like nothing happened after humping a concrete barrier a couple of times.
I run the AI at 100% and normal aggression.
Strangely enough, the AI seems to like me more in the Power & Glory mod.